As we get older, the threat of illness or injury increases, and many of us wonder what will happen if we fall or get injured. Who will make important healthcare decisions if we become incapacitated? How will medical personnel know how to treat us if we cannot communicate with them? The answer to all...
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Can A Trust Benefit Your Family?
Most Americans don’t realize that they have an estate. Most people think that an “estate” includes a mansion in the hills, a private jet, or millions of dollars in investment accounts. But the true definition of “estate” is a person’s possessions or property—regardless of the size or amount. Everybody has an estate; and if...
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Frontal Lobe: Last In, First Out
The frontal lobe of the brain is responsible for impulse control, decision-making, planning out tasks, and the like. It doesn’t fully develop until we are in our 20’s. Essentially, it is the last part of our brain to mature. If you recall the questionable decisions you made in your teens...
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Looking at Continuing Care Retirement Communities? Look Closely.
There are a lot of benefits to Continuing Care Retirement Communities (CCRC’s), also called “Buy-In’s.” These are the places where you put down a substantial sum (maybe $250,000 or more) as an entrance fee, and you plan to stay there for life – they have independent apartments, various levels of assisted living,...
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4 Essential Qualities Your Executor Should Have
If you have a Will, you have an executor. You are placing a lot of trust in your executor. After all, this is the person who will be serving in your stead when you pass away—helping your loved ones, overseeing your finances, paying your final bills and distributing your property. ...
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