Get rid of those old financial docs. More info here.
MOLST – Getting Your End-of-Life Wishes into Your Doctor’s Orders
Massachusetts has recently enacted the MOLST program - that's Medical Orders on Life-Sustaining Treatment. This is a solution to a question that a lot of clients ask: "How do I make sure my kids do what I want with end-of-life care?" Or more typically, clients say, "I want a living will." ...
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Department of Public Health Survey on Health Needs for People with Disabilities
This landed in my inbox. It took about 5 minutes to fill it out. Due date is May 31. Here are the details:
Help influence health care in Massachusetts! The Health and Disability Program, part of Office of Health Equity at the MA Department of Public Health (DPH) is conducting a health...
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The Elderly & Special Needs Patients and the Fiscal Cliff
In all the fiscal cliff nonsense of the last few weeks, here are a few provisions that affect the elderly and the disabled:
1. Remember how doctors were being threatened with a 27% pay cut for their Medicare patients? That threat went away. For a year. Set your clocks now for December 2013 when we...
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The Nursing Home Stopped Medicare Payments Because my Loved One Stopped Improving, but I Heard that’s Illegal
For many years, Medicare has stopped paying for therapies or skilled care once the patient stopped improving, or plateaud. This is not what the regulations say, but somehow that became the practice across the country.
In December, the good folks at the Medicare Advocacy Project fought and won against this trend, and a federal...
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Has the Nursing Home Told You that Medicare Coverage is Ending Because the Patient is No Longer “Improving”?
Every day, families of nursing home patients are told that Medicare coverage will be ending in a day or two, because the patient is no longer “improving.” Well, that has never been what the Medicare regulations say, but somehow, that has become the common practice across the country.
The good folks at the Medicare...
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More Fast Track Compassionate Care Allowances Added to Social Security Disability
If you are disabled according to Social Security Disability (SSDI) regulations, and if you have worked long enough to have contributed adequately to the Social Security system, then you are entited to SSDI, and after being on SSDI for two years, you are entitled to Medicare.
Getting qualified for SSDI can be a...
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Long-Term Care Insurance Tax Deductions
Thinking about long-term care insurance (LTCI)? Hesitant because it is expensive? Did you know that you might be able to deduct some of the premium on your taxes?
If you are an itemizer, then you can take deductions as follows (2013 figures):
Attained age in tax year
Limitation on premiums
Age 40 or...
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I Want to Give My Children More Than $13,000 Per Year but Then Something-or-Other Happens with My Taxes.
Yes and no. As with many areas where money and law intersect, it all depends on your goal. Let's clear up a few things.
1. What is the $13,000 rule anyway? You can give up to $13,000 per person, anyone, not just your family, per year, without paying any gift taxes and without this affecting...
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Another Good Reason to Buy Long-Term Care Insurance
I talk to a lot of my clients about buying long-term care insurance (LTCI). Many people come to my office asking about "nursing home planning" - how to make sure they don't use up all of their savings if they end up in a nursing home. And my response is always, "Your nursing home...
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