Scammers Gonna Scam
As we begin vaccinations, you can be sure that scammers will be coming up with creative ways to separate you from your money. Per the FTC, keep the following in mind:
You likely will not need to pay anything out of pocket to get the vaccine during this public health emergency.
You...
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Useful Info During COVID v.4
Dear Friends,
This is our fourth newsletter during these interesting COVID times. It's funny - my writing bug tends to come in waves and then go away for a while. Apparently it's been sticking around lately. I'm sure you can relate when it comes to your writing, art, or hobbies. This week I want to...
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Useful Info During COVID v.3
Dear Friends,
This is our third newsletter during these interesting COVID times. This one shares useful info, plus something beautiful. You can revisit our prior newsletters here.
Share Your Care Wishes with the People Who Matter Most:
None of us knows when our health will take a turn. The...
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Paying Your Caregiver Under the Table
Hiring a caregiver is an expense, no question about it. Some families are lucky enough to be able to find the perfect caregiver among their circle of close family and friends. When finding a caregiver on their own rather than through an agency, lots of families prefer to pay the caregiver under the table...
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Elder Abuse – Do You See Signs?
Do you have a family member or a neighbor who is elderly, or perhaps younger and intellectually disabled? These folks are prime targets for elder abuse. Some things to keep your eyes and ears open for include:
A previously uninvolved family member becomes the primary caregiver.
A previously unfamiliar “friend” becomes the primary caregiver.
Lots...
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Should I Have a Trust?
I hear this question a lot when I teach seminars. If you’ve been to a seminar, you have heard me say that “trusts come in many flavors.” There are all sorts of trusts, and whether you should have one depends entirely on your situation. I would say that about one-third of my clients need...
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Have You Been Appointed Representative Payee?
If you are caring for a loved one who receives Social Security and who cannot manage the Social Security benefits on her own, then you can ask the Social Security Administration to name you (or someone else) as your loved one's "representative payee."
This is not a difficult job, but there are some things...
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The Globe Made It Sound Like All of Our Seniors are Living Like the 1% and That Ticked Me Off
The Boston Globe Magazine wrote in its 1/31/16 issue of a Massachusetts building boom of senior care communities targeted essentially at the "1%." You can see that article here.
I was ticked off at the tone of the article, to say the least. The author talks about the high-end senior living...
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National Grid Warns Customers to Guard Themselves & Sensitive Account Information
Apparently scammers are getting better at their craft - received this from my local police department:
During this holiday season National Grid and local police departments received an increasing number of calls from customers being targeted by billing scam artists and impersonators trying to gain access to account information and entry to National Grid customers' homes. The...
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Life Estate Deeds – An Antique Technique Providing Modern Convenience
When we pass away, our assets are divided into two groups – probate and non-probate. Non-probate assets are things like bank accounts and life insurance policies that you have named joint owners or TODs on – they transfer to the named beneficiaries upon your death without any court involvement. Probate...
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